{"id":9,"date":"2026-09-17T11:00:00","date_gmt":"2026-09-17T11:00:00","guid":{"rendered":"http:\/\/blogs.room-vu.com\/yourgahomegirl-com\/2026\/09\/17\/waiting-until-fall-wont-make-homes-more-affordable-but-heres-what-will\/"},"modified":"2026-09-17T11:00:00","modified_gmt":"2026-09-17T11:00:00","slug":"waiting-until-fall-wont-make-homes-more-affordable-but-heres-what-will","status":"publish","type":"post","link":"https:\/\/www.yourgahomegirl.com\/blog\/2026\/09\/17\/waiting-until-fall-wont-make-homes-more-affordable-but-heres-what-will\/","title":{"rendered":"Waiting until fall won&#8217;t make homes more affordable, but here&#8217;s what will"},"content":{"rendered":"<div class=\"roomvu-news-container\">\n<p>Many are hoping that waiting until fall will bring greater affordability to the housing market, but the reality is a bit different. Right now, the income needed to purchase a median-priced home in the US has climbed to over $120,000\u2014a figure that\u2019s nearly doubled in recent years. With mortgage rates hovering around 6.5% and home prices continuing to rise, simply waiting may not create the opportunity you\u2019re looking for.<\/p>\n<p>Instead, thoughtful preparation is what truly makes the difference. Typical down payments range from 6-9%, but it\u2019s important to know there are also low or zero down payment options out there. As someone who guides clients through every phase of the buying process, I\u2019ve seen first-hand how understanding your options and planning ahead can position you for success, even in a challenging market. Every move is unique\u2014let\u2019s make sure yours is informed and strategic.<\/p>\n<p>\t<a class=\"roomvu-news-continue\" href=\"https:\/\/www.housingwire.com\/articles\/fall-home-affordability-preparation\/\"><\/p>\n<div>Continue to full article<\/div>\n<p>\t<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Many are hoping that waiting until fall will bring greater affordability to the housing market, but the reality is a bit different. Right now, the income needed to purchase a median-priced home in the US has climbed to over $120,000\u2014a figure that\u2019s nearly doubled in recent years. With mortgage rates hovering around 6.5% and home [&hellip;]<\/p>\n","protected":false},"author":488,"featured_media":10,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-9","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.yourgahomegirl.com\/blog\/wp-json\/wp\/v2\/posts\/9","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.yourgahomegirl.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.yourgahomegirl.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.yourgahomegirl.com\/blog\/wp-json\/wp\/v2\/users\/488"}],"replies":[{"embeddable":true,"href":"https:\/\/www.yourgahomegirl.com\/blog\/wp-json\/wp\/v2\/comments?post=9"}],"version-history":[{"count":0,"href":"https:\/\/www.yourgahomegirl.com\/blog\/wp-json\/wp\/v2\/posts\/9\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.yourgahomegirl.com\/blog\/wp-json\/wp\/v2\/media\/10"}],"wp:attachment":[{"href":"https:\/\/www.yourgahomegirl.com\/blog\/wp-json\/wp\/v2\/media?parent=9"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.yourgahomegirl.com\/blog\/wp-json\/wp\/v2\/categories?post=9"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.yourgahomegirl.com\/blog\/wp-json\/wp\/v2\/tags?post=9"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}